I fixed my credit score from 530 to 649 recently and it will increase to 703 per estimates on 3/1 when a hard inquiry drops off. My student loans are about ,000 and my income is just under ,000. This shoots my debt to income ratio to heck but my normal credit card debt is only about 00. My debt to credit ratios are below national average. Can I still expect to get a mortgage on a first home? Thanks, RN in AK